Simple, Flexible RV & Camper Van Financing:
Finance Your RUV Van Build
Start with one of our in-stock RUVs or build yours from the ground up. Once your setup is dialed, we’ll connect you with a trusted financing partner to walk through options that fit your build and your budget.
frequently asked questions
Most Class B vans qualify for RV loans, which typically offer longer terms and lower monthly payments than standard auto loans.
- Loan Terms: Usually 10–20 years, depending on loan size and lender
- Down Payment: Often 10–20%, though some lenders offer lower options
- Interest Rates: Based on credit score, loan term, and lender
- Loan Amounts: Can cover both the van and the build (if bundled properly)
Because Class B RVs are considered recreational vehicles, lenders may offer more favorable terms than standard vehicle loans—especially if the van is RVIA-certified, which signals that it meets industry safety and construction standards. Financing subject to credit approval. Terms and conditions may vary.
EXPLORE BUILD OPTIONS →
1. Make Your Choices
Finalize your RV or RUV build with our sales team (chassis, design, features, total price).
2. Connect
Broker introduction once details are locked in.
3. Review
Review loan options with the broker (terms, payments, next steps).
4. Build Timeline
Once approved, we aim to complete and deliver within 45 days whenever possible to avoid re‑checks or rate changes.
For Turnkey vans, we skip past the build customization to the sales agreement to get you on the road as soon as possible.
5. Deposit
We require a 10% deposit to start your build which can be funded by your loan downpayment when applicable.
Types of Builds: New Adventure Wagon RV & RUV builds only.
Loan Terms:
Loan amount based on finalized build price. Rates and terms set by lender approval.
No financing for used units, third‑party purchases or builds that do not meet RV requirements.
More Options: Access to multiple lenders and programs.
Specialized:
Financing designed options dedicated to new RV constructions.
Ease:
Brokers help facilitate complicated out‑of‑state registration making for a smoother process once your build is finalized.
You’ll work directly with the broker on financing while we manage your build.
700–739: ~6.5%–9.0% APR
660–699: ~8.5%–11.0% APR
Below 660: ~10%–13%+ APR
A Class B RV generally needs several of the following securely installed features:
- Sleeping Area: Bed or convertible sleeping space
- Cooking Capability: Fixed stove, cooktop, or integrated system
- Water System: Sink with fresh water supply, sometimes grey water
- Electrical System: House battery, wiring, often shore power or solar
- Climate Solution: Heater and/or ventilation system
- Sanitation Solution: Toilet—fixed or portable
EXPLORE BUILD OPTIONS →
The Recreational Vehicle Industry Association (RVIA) sets safety and construction standards for RVs in the U.S.
When a van is RVIA-Certified, it means it’s been built to meet established standards for:
- Electrical Systems
- Propane Systems (if applicable)
- Plumbing and Water Systems
- Fire and Life Safety Requirements
- Structural Integrity of Installed Components
Certified vans receive an official RVIA seal inside the vehicle, confirming it meets these guidelines.
Why It Matters
1. Easier Financing
Most lenders prefer—or require—RVIA certification for RV loans. This can mean longer loan terms, lower monthly payments, and the ability to finance both the van and build together. Without it, loans may be treated more like standard auto or commercial loans.
2. Insurance Approval
RVIA-certified vans are easier to insure. You’ll typically have access to better coverage options and a smoother approval process. Non-certified builds may require specialty insurers and additional documentation.
3. Registration & Titling
Certification can help your van be classified as a motorhome instead of a cargo van, which may simplify registration and avoid issues down the line.
4. Safety & Resale Value
Certification shows the van was built to consistent, inspected standards—giving buyers more confidence and often improving resale value.